vocabulary 890 Posted December 13, 2017 Share Posted December 13, 2017 Link to comment Share on other sites More sharing options...
Asarlai 1,099 Posted December 13, 2017 Share Posted December 13, 2017 I only spend a good amount of my money on needs and not wants Link to comment Share on other sites More sharing options...
✨ Lunar Miracle ✨ 1,457 Posted December 13, 2017 Share Posted December 13, 2017 I'm trying to not be so impulsive with purchases and spend my money better Link to comment Share on other sites More sharing options...
ember 8,327 Posted December 13, 2017 Share Posted December 13, 2017 I don't lmao, just like me and food I'm an impulsive buyer and I get anything I want Link to comment Share on other sites More sharing options...
Carat 7,426 Posted December 13, 2017 Share Posted December 13, 2017 buy everything seventeen Link to comment Share on other sites More sharing options...
deobizone 7,779 Posted December 13, 2017 Share Posted December 13, 2017 it goes to the bank. i have direct deposit with my job, honestly, if i was still depositing my checks manually, i feel like i'd spend more than i do i have a lot of money saved up, so i allow myself to spend sometimes, but i also just want to keep saving, i ahd some moments were i spend too much, but im cooling down on it recently~ its important to try to save for the future imo. i have a lot of young coworkers that are still living with parents/no paying bills (as i am lmao, but i do help with bills if they need it) but i also hear them complaining a lot about how all their money is gone in like half a week, and i mean -- when youre young, not paying bills yet, if youre working, its really your chance to build up good savings. yea, you see these things that you want, and you have the money to buy it. but if you save up most your money, itll be so much worth it in the future, much more than some momentary benefit that youll prob spend your check on next week, too. Link to comment Share on other sites More sharing options...
Cheese_it 8,304 Posted December 13, 2017 Share Posted December 13, 2017 I just don't Link to comment Share on other sites More sharing options...
fartsniffer 1,023 Posted December 13, 2017 Share Posted December 13, 2017 I just try to spend as little as I need to. I don't have a budget or percentage to spend on each month, but this approach got me saving a substantial portion of my pay Those with less discipline can rely on direct debits or maxing out thir retirement plans Link to comment Share on other sites More sharing options...
Kiwii 2,700 Posted December 13, 2017 Share Posted December 13, 2017 what wealth Link to comment Share on other sites More sharing options...
exo_cytosis 26 Posted December 13, 2017 Share Posted December 13, 2017 I avoid using online banking cos I know I'll just mindlessly spend my money online. If I need to transfer money I'll do it via atm. And I only buy what I desperately need. Link to comment Share on other sites More sharing options...
Kami 9,209 Posted December 13, 2017 Share Posted December 13, 2017 I meet with my accountant every 6 months to sort out my messy taxes Link to comment Share on other sites More sharing options...
peachtea 1,885 Posted December 13, 2017 Share Posted December 13, 2017 terribly Link to comment Share on other sites More sharing options...
minime 1,128 Posted December 13, 2017 Share Posted December 13, 2017 Ah, tied it all up in mortgages and investments so I do not waste cash in hand. Link to comment Share on other sites More sharing options...
lompardy 175 Posted December 13, 2017 Share Posted December 13, 2017 Bank of Zimbabwae. Link to comment Share on other sites More sharing options...
xguiltykissx 15 Posted December 13, 2017 Share Posted December 13, 2017 My parent manage my money. I do get pay a lot, but my parent pay for my house and they did payed for my college tuition and books. I just started paying my car insurance last year. Link to comment Share on other sites More sharing options...
Etienne B 624 Posted December 13, 2017 Share Posted December 13, 2017 I have a decent income (3600 dollars a month) and I see to it that I save at least 1/4 of my net salery and it is not that difficult to do. However with a recent move to a new apartment I have had to buy all new furniture and other items needed for decorating the living space so during the last 3 months I have not been able to save anything. But that is because I never buy anything with installment plans, I always see to it that I can pay the whole sum. If you are smart about your financess it is not difficult to save. I also see to it that at least 80% of my savings are invested in funds. Contrary to stocks, funds have, at least for me, always increased by 8% every year. Link to comment Share on other sites More sharing options...
lompardy 175 Posted December 13, 2017 Share Posted December 13, 2017 I have a decent income (3600 dollars a month) and I see to it that I save at least 1/4 of my net salery and it is not that difficult to do. However with a recent move to a new apartment I have had to buy all new furniture and other items needed for decorating the living space so during the last 3 months I have not been able to save anything. But that is because I never buy anything with installment plans, I always see to it that I can pay the whole sum. If you are smart about your financess it is not difficult to save. I also see to it that at least 80% of my savings are invested in funds. Contrary to stocks, funds have, at least for me, always increased by 8% every year. Is that after tax? Sweden takes like 50% of income as tax. Ah, tied it all up in mortgages and investments so I do not waste cash in hand. What happens during a housing bubble? If you invested around 2009/2010 then you're doing well regardless of what happens. Link to comment Share on other sites More sharing options...
ByulHarangBona 35,161 Posted December 13, 2017 Share Posted December 13, 2017 I try to buy only what I need Link to comment Share on other sites More sharing options...
Etienne B 624 Posted December 13, 2017 Share Posted December 13, 2017 Is that after tax? Sweden takes like 50% of income as tax. No it's pre taxes. After taxes I am left with some 2700 dollars. And taxes in Sweden are not that high, depending on how much you earn it can be anything between 25% to 40%, but most people pay a 30% tax. Link to comment Share on other sites More sharing options...
Kstarnet 1,502 Posted December 13, 2017 Share Posted December 13, 2017 I put in 10 bucks every week into my piggy bank, plus 20 whenever I withdraw money. I transfer most of my funds to another account while leaving 1000 in my current account it goes to the bank. i have direct deposit with my job, honestly, if i was still depositing my checks manually, i feel like i'd spend more than i do i have a lot of money saved up, so i allow myself to spend sometimes, but i also just want to keep saving, i ahd some moments were i spend too much, but im cooling down on it recently~ its important to try to save for the future imo. i have a lot of young coworkers that are still living with parents/no paying bills (as i am lmao, but i do help with bills if they need it) but i also hear them complaining a lot about how all their money is gone in like half a week, and i mean -- when youre young, not paying bills yet, if youre working, its really your chance to build up good savings. yea, you see these things that you want, and you have the money to buy it. but if you save up most your money, itll be so much worth it in the future, much more than some momentary benefit that youll prob spend your check on next week, too. True, nowadays many people tend to fulfill their current dream of having branded goods, luxury cars and hispter cafes Link to comment Share on other sites More sharing options...
searchme 1,215 Posted December 13, 2017 Share Posted December 13, 2017 Every member on here is broke, that’s why they keep asking me for my wons. Link to comment Share on other sites More sharing options...
kimvfilms 3,308 Posted December 13, 2017 Share Posted December 13, 2017 I just don't lol. Whatever I want, I buy it, although I always save some money for emergencies and another part for alcohol Link to comment Share on other sites More sharing options...
Vtzu 1,500 Posted December 13, 2017 Share Posted December 13, 2017 Don't throw it away on trash Link to comment Share on other sites More sharing options...
minime 1,128 Posted December 14, 2017 Share Posted December 14, 2017 What happens during a housing bubble? If you invested around 2009/2010 then you're doing well regardless of what happens. In 2009 I was too young, so no. Right now, the housing bubble has crashed - if you check trends, due to recession/demonetization/RERA - the prices prevalent are lower than 5-10 years ago. Developers are desperate for funds, and dying to offload spare lots. My investments are diversified - therefore, a bubble or crash wouldn't floor me. It will hurt (for shares and mutual funds) but I have goverment backed securities too. Link to comment Share on other sites More sharing options...
WenSuelRene 5,627 Posted December 14, 2017 Share Posted December 14, 2017 I don't buy anything Link to comment Share on other sites More sharing options...
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